This young man is really poor. What do you mean when you consume?

I just want to clear the debt figures and everything starts again. ” “At first, I just wanted to buy an iPhone that I just listed. The month is still 600, which is completely affordable. I want to buy more and more later, So opened credit cards, flower cards, online loans, The East Wall was removed and the Western Wall was removed. Soon, my salary is equal to the monthly repayment amount..." The survey shows that the debt after 90 is 18.5 times the monthly income. After 90 years of work, the per capita debt is 120,000+. "No. 3 CITIC Dad, No. 7 Particle Loan Dad, No. 8 Ping Dao Dad, No. 10 Huayuan Borrowing Dad, No. 23 Guangfa Dad..." How did a post-90s bankruptcy begin? In the early morning of November 12, 2018, Xiaowen, with bloodshot eyes, dropped a hot, hot phone and planted it on the bed. For two days and two nights, she didn't eat, drink, or sleep. In this year's double eleven, she grabbed 51 pieces of daily chemical products, 32 pieces of clothes and shoes, 27 snacks, 17 makeups, 9 lipsticks, and 6 pieces of electrical appliances. 4 packs and 2 boxes of diet pills... a total of 148 orders. Within 48 hours, she spent more than 20,000 yuan without sleep. This figure is equivalent to her three-month salary. In order to make up for this budget, she applied for a small online loan before the double 11, tied two credit cards, and also used the Alipay double 11 to promote the amount of flowers. I didn't expect to buy it at the end. Not only did all the borrowings reach the top, but there were only two thousand dollars in goods that could only be paid in installments. "The next half year is really going to drink the northwest wind!" According to Xiaowen's current monthly deposit of more than 1,000, the double 11 spent a day, she needs a year and a half to finish. However, online loans do not wait for people, Huayan does not wait for people, credit card overdue interest doubled, if it can not be accounted for on the next repayment period, she will face penalty interest, collection, profit. The next repayment period, unfortunately, hit a double 12. "Double 11 basically bought almost, double 12 activities can not work, will not spend so much effort, but also probably buy a buy, Haitao shopping is the focus, there are a few pieces of makeup to enter, and this time did not grab A limited amount of money..." She took out her own double 11 sweeping mind map, and crossed out the purchased items one by one against the shopping order. After confirming the success of the payment of the 148th order, Xiaowen sent a text message to the company leader on the edge of the collapse of the day, and sat down with satisfaction. After two and a half years of graduation, Xiaowen successfully changed his deposit from three or four thousand to three or four thousand, negative. In the first year, she came to Beijing to find a job. On the subway, she saw that her peers had almost an iPhone. If the salary had not yet been paid, she would be embarrassed and buy a white one on the Internet. After going to work, the boss gave the new people a bloody meal, saying that they should rush to the performance, get financing, and go public, encourage everyone to take turns on duty, stay up late, and "get dry for 20 days." Xiaowen lived far away, was inconvenient, had to move to the company to rent a single room, and pay one to pay three, she could not afford it, so opened the first credit card in life. Three months later, the project was dead, the financing was broken, and Xiaowen’s one-and-a-half-month salary accompanied the boss’s tearful meal, and it disappeared. She has since entered a negative debt cycle. The second job, Xiaowen entered a large 4A company, although the start is low, earning less, but the opportunities are many, the board is good, the East Third Ring Road, the top level, the elites haunt, the gold collar gathered. Not long after working here, Xiaowen was slowly influenced by the environment, and lived on the bourgeois sentimental life with the financial strength of the bankrupt class. The name must be in English, the brand must be worn, the bag should be the best, and the takeaway cannot. Repetitive.